Kelly Manderscheid at Rate (NMLS #273420)
Brokerages Temecula
Description
Kelly Manderscheid, SVP of Mortgage Lending at Rate (NMLS #273420), has spent 28 years helping 7, 000+ families finance homes in Temecula, Riverside, San Diego, Orange and Los Angeles counties. She's a 2026 Scotsman Guide Top 500 Originator, ranked #9 nationally with Homes for Heroes. Her specialty is structure — matching borrowers to the right program. Self-employed and 1099 borrowers whose tax returns don't show their real income qualify through bank statement and asset depletion loans. Investors use DSCR loans, qualifying on rental income instead of tax returns. First-time buyers get down payment assistance and CalHFA. Also VA, FHA, jumbo, physician loans and new construction. Licensed in 17 states.
Kelly Manderscheid at Rate (NMLS #273420) can be found at 43053 Margarita Road STE B107 . The following is offered: Brokerages - In Temecula there are 5 other Brokerages. An overview can be found here.
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